If you want to have your property removed from an area designated as at risk for flood (Special Flood Hazard Area), a LOMA form can be submitted to FEMA. A Loma Form must always be signed by a registered Engineer or licensed Land Surveyor. We recently had an inquiry from a homeowner whose residence was located near a small lake. His insurance company told him that the danger of flood was non-existent. Even in this case, a licensed professional still has to visit the site and field verify the insurance company's statement.
Loma Form
http://www.fema.gov/library/viewRecord.do?id=2328
Clear Guidelines
Clear Guidelines
